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Private Motor


Private Motor Insurance

Whilst ARB were previously thought of as a non-standard "niche" insurer, in recent years our position within the Insurance market has broadened with the introduction of standard private motor products. The introduction of these products has enabled us to compete with all other "standard" insurers in the market.

Our Private Motor products offer a wide range of great benefits including; DAS Roadside Assistance, temporary replacement vehicle, Step Back Bonus Protection, windscreen breakage (on comprehensive policies) and foreign use.

ARB are an Underwriting Agency and not a direct insurer, this means that we can only deal with brokers. If you wish to receive a quote for any of our products, please contact your broker.

Our insurance products include:

  • Aged between 25 & 75 years
  • All areas of the Republic of Ireland acceptable
  • Up to 4 drivers
  • Certain claims accepted
  • Most convictions not accepted
  • Comprehensive and Third party fire & theft policies available

Summary of Cover:

  • Windscreen Breakage on Comprehensive policies as standard, available as an add-on for TPFT policies
  • Step Back Bonus Protection as standard
  • Full Bonus Protection available with an earned NCB of 4 years or more
  • Driving of Other Cars, provided policyholder is 25+ years with a full licence and occupation not in Motor Trade or Driving related - some other conditions apply, brokers should refer to their Underwriting Guide
  • Trailer / Towing Cover (Third Party Liability cover)
  • Personal Accident Benefit on Comprehensive policies
  • Breakdown Assistance as standard
  • Personal Effects Cover
  • Temporary Replacement Vehicle
  • Foreign Use - most European countries covered                                                                                                                                                                                                                                                                                                                                                                                      ARB Kiln Motor Insurance Policy Booklet
  • Must have a 2nd vehicle in the household
  • Aged between 25 & 75 years
  • All areas of the Republic of Ireland acceptable
  • Up to 4 drivers
  • Certain claims accepted
  • Most convictions not accepted
  • Comprehensive and Third party fire & theft policies available

Summary of Cover:

  • Windscreen Breakage on Comprehensive policies as standard - available as an add-on for TPFT policies
  • Step Back Bonus Protection as standard
  • Full Bonus Protection available with an earned NCB of 4 years or more
  • Driving of Other Cars, provided policyholder is 25+ years with a full licence and occupation not in Motor Trade or Driving related - some other conditions apply. Brokers should refer to their Underwriting Guide
  • Trailer / Towing Cover (Third Party Liability cover)
  • Personal Accident Benefit on Comprehensive policies
  • Breakdown Assistance as standard
  • Personal Effects Cover
  • Temporary Replacement Vehicle
  • Foreign Use - most European countries covered                                                                                                                                                                                                                                                                                                                                                                                       ARB Kiln Motor Insurance Policy Booklet
  • Aged between 21 & 69 years
  • All areas of the Republic of Ireland acceptable
  • All occupations considered
  • Various convictions and claims accepted
  • Up to four drivers allowed, including the Insured
  • 6 or 12 month policies available
  • Comprehensive, Third party fire & theft & Third party only cover options available

Summary of Cover:

  • Windscreen Breakage on Comprehensive policies as standard - available as an add-on for TPFT policies
  • Step Back Bonus Protection as standard
  • Full Bonus Protection available if required
  • Driving of Other Cars, provided policyholder is 25+ years with a full licence and occupation not in Motor Trade or Driving related - some conditions apply. Brokers should refer to their Underwriting Guide
  • Trailer / Towing Cover (Third Party Liability cover)
  • Personal Accident Benefit on Comprehensive policies
  • Breakdown Assistance as standard
  • Bonus Protection for one fire or theft claim per period of insurance
  • Personal Effects Cover
  • Temporary Replacement Vehicle
  • Foreign Use - most European countries covered                                                                                                                                                                                                                                                                                                                                                                                       ARB Kiln Motor Insurance Policy Booklet