At ARB Commercial we offer a wide range of Commercial Property and Liability solutions to customers across a wide range of industries. We will quote for small to medium sized risks, but are especially able to help with risks having a MD/BI total sum insured of under €5,000,000.
We will tailor the policy to the needs of your clients and can offer the following cover sections:
- Material Damage All Risks
- Goods in Transit (limited cover)
- Frozen Food
- Money
- Business Interruption
- Employers Liability – LOI €13,000,000
- Public / Products Liability – LOI up to €6,500,000
We are committed to offering a high standard of service to our Brokers and to this end we will provide a flexible and innovative approach to policy cover and underwriting.
The following products are available and can be tailored to meet individual customer’s needs. For further information click on the relevant product:
Acceptance Criteria:
- Minimum of two years in business or have relevant experience in the trade
- Proposer must have a Safety Statement which complies with all relevant legislation
- Acceptable Claims History
Main Target Areas:
- Metal Workers, Precision Engineering & Metal Fabrication
- UPVC Door & Window Manufacturers
- Wood Preparers, Furniture Manufacturers & Distribution
- Shop / Kitchen / Bathroom Sales & Installations
- Glaziers & Glazing Manufacturers
- Domestic Goods Manufacturers
- Curtain, Carpet & Wood Flooring Sales & Installation
- Gymnasiums, Sports Instructors, Trainers & Tutors
- Amusement Arcades, Museums & Theatres
- Food & Drink Manufacturers & Distribution
- Motor Trade incl Car Dismantlers, Agricultural Vehicles, Construction Plant, Implement and Equipment Sales & Engineers
- Exhibition & Event Management
- Cleaners – Domestic & Contract
- Wholesale & Warehouse Operators
Generally we will consider most small to medium sized manufacturing firms.
Brochures for this and other Products You can find on Documents Page.
Acceptance Criteria:
- Minimum of two years in business or have relevant experience in the trade
- Proposer must have a Safety Statement which complies with all relevant legislation
- Acceptable Claims History
Main Target Areas:
- Buying and selling of private cars and commercial vehicles
- Mechanical repairs and servicing of private cars and commercial vehicles
- Body Repairs
- Restoration
- Valet Parking Services
- Part Time Sales
- Cleaner / Valeter
- Windscreen / Tire / Exhaust Fitter
- Accessory / Audio / Telephone Fitter
- Construction, Plant & equipment sales and Engineers
- Agricultural vehicles, Implement sales and Engineers
- Reposessor / Auctioneer / Liquidator
Brochures for this and other Products You can find on Documents Page.
ARB Underwriting Ltd through Chartis Ireland are offering selected brokers a comprehensive and competitively priced Apartment Block Scheme.
In order for us to deal with your query in a quick and hassle free manner we would kindly ask that when sending in submissions for quotes relating to our Apartment Block Policy you would please include as much of the following information as possible:
- Target premium
- Client name & address
- Number of Property claims in the last 3 years
- Number of Employee or Public Liability claims in the last 3 years
- Number of flood losses in the last 5 years
- Is subsidence cover required
- Current Insurer
- Number of retail units
- Declared value of buildings
- Details of floor construction – timber or concrete
- Number of unoccupied units – please provide details
- Wage-roll for property repairs
- Year built
- Number of blocks
- Number of apartments - % occupied and % unoccupied
- Number of stores in each block
- Any other relevant material facts
- Does the Proposer provide any play area / tennis court / basketball court / gym / communal leisure facilities at the premises?
- What limit of indemnity is required?
Please also highlight the following:
- Deductible required for storm losses
- Deductible required for escape of water losses
- Deductible required for all other losses
When there are claims please provide the following information:
- Date and Cause of loss
- Outstanding amount (net of deductible)
- Paid amount (net of deductible)
- Deductible applied for the coming year and previous deductibles
- History of flooding – if so, please advise defences in place, is cover restricted
- If there has been a large loss & action has been taken please outline all details
For more information please email the Commercial Department at commercial@arb.ie.
Only the main target areas are shown however other types of risks will be considered provided that they fall within our underwriting criteria.
Currently we do not write certain classes of business. Classes of Insurance not underwritten include:
- Excess of Loss Insurance (EL/PL)
- Products Guarantee
- Product Recall
- Professional Indemnity
- Engineering
- Fidelity Guarantee
- Cargo Insurance
- Carriers Liability
- Marine – Goods In Transit
- Contractors All Risks
For more information please email the Commercial Department at commercial@arb.ie.